; Ph.D., Emory U. Robert S. Baldridge, Ph.D., Professor of Biology. Kathy Whipple, Ph.D., Professor of Communication Sciences and Disorders. No, there is no tax advantage to owning variable annuities or mutual funds in your TIAA-funded retirement plan. Payments from variable accounts will fluctuate based on investment performance. Richard Shanley, D.M.A., Professor of Music. (1989-2017)B.S., Louisiana Tech U.; M.B.A., Ph.D., Mississippi State. You may also review your existing accounts and make transactions online by logging into your secure account. Each is solely responsible for its own financial condition . (1973-2011)B.S. (1968-2000)B.M., Morningside College Conservatory of Music; M.M., Indiana U.; D.M.A., U. of Arizona. How can I see my accounts and perform transactions online? ; M.F.A., Cranbrook Academy of Art. (1975-2019)B.A., Ohio State U.; M.A.,ibid. If you have investments that revenue share, you'll receive a credit based on your average daily balance. ; Ph.D., U. of Texas. TIAA has partnered with Notarize.com (www.Notarize.com/TIAAOpens in a new window) to offer a digital and secure way for you to fulfill notarization requirements for your forms. (1969-2011)B.A., New Mexico State U.; M.M., U. of North Texas; D.M.A.,ibid. Call today to schedule an appointment or fill out an online request form. Call 713-798-1000 Monday - Friday 8 a.m. - 5 p.m. ONLINE Request Now Request non-urgent appointments Find a Physician Baylor College of Medicine | Insights - TIAA Most employers require you to save a certain amount before they will match it when they do, its all extra money! (1990)B.A., Baylor U.; M.Ed., U. of North Texas; Ed.D.,ibid. An annuity is an insurance contract with one or more fixed-rate and variable investment options. (1987-2018)B.S., Central Michigan U.; M.B.A ibid. Willis, Ph.D., Professor of Information System. 15% increase in Pre-65 dependent coverage . Randy Wood, Professor of Curriculum and Instruction (1985-2021) B.A., Baylor U.; M.Div., Southwestern Baptist Theological Seminary; M.Ed., Texas Christian U.; Ph.D., Baylor U. Pat Neff Hall, Suite 109 ; Ph.D., Texas Woman's U. Helen Shanley, M.M., Professor of Music. (1956-1989)B.A., Baylor U.; M.A., U. of Texas. (1980-2003)B.A., Case Western Reserve U.; M.L.S., U. of North Texas; Ph.D., U. of North Texas. ; Ph.D., Rice U. William R. Trail, J.D., Professor and The Darrell L. Keith Professor Law and Medicine. For IRAs (other than Roth IRAs), your required beginning date is April 1 of the year following the calendar year in which you reach your RMD Applicable Age. Benefits - Baylor College of Medicine (1976-2017)B.A., Washington U.; M.A.,ibid. William R. Reichenstein, Ph.D., Professor of Finance. Franklin Potts, Professor of Finance (1968-2021)B.B.A., Baylor U., M.S., ibid. W. Keith Hartberg, Ph.D., Professor of Biology. Your financial well-being is TIAA's top priority and we are committed to helping you make informed decisions. 1968-71. Emeritus - Baylor College of Medicine Judith W. Lott, D.S.N., Professor of Nursing. Its California Certificate of Authority number is 3092. (1973-2005)B.B.A., Baylor U.; M.B.A.,ibid. Lee R. Polk, Ph.D., Professor of Communication. (1981-83, 1985-2001)B.S.N., U. of Texas, Arlington; M.S.N.,ibid. (1957-1993)B.A., Mississippi College; M.A., U. of North Carolina; Ph.D., Louisiana State U. Charles M. Tolbert II, Professor of Sociology (2000-2021)B.A., Baylor U.; M.A., ibid. By Name By School Faculty Emeriti. Select a retirement plan and begin the enrollment process. ; Ph.D., U. of Texas. Emeriti Retirement Health Benefit. ; M.Div. (1957-1997)B.A., Hendrix College; M.A., Vanderbilt U.; Ph.D.,ibid. Gary W. Hull, Ph.D., Associate Professor of History. Mary L. Herrington, Ed.D., Associate Professor of Curriculum and Instruction. ; Ph.D. U. of Georgia. It is possible to lose money by investing in securities. Southern Baptist Theological Seminary; Ph.D.,ibid. (1982-2017)B.A., Iowa State U.; J.D., U. of Michigan. Update my fund choices or provider to help meet my financial goals. (1963-1996)B.S., Pennsylvania State U.; M.A., Ohio State U.; Ph.D.,ibid. Contributing even a small amount now can potentially make a big difference by the time you retire. S. Kay Toombs, Ph.D., Associate Professor of Philosophy. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. (1989-2017).B.A., Baylor U.; M.R.E., Southwestern Baptist Theological Seminary; Ed.D., U. of North Texas. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. This Plan allows employees to contribute pre-tax contributions through payroll deductions. This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. William Thomas, Professor of Accounting and Business Law and Master Teacher. Consult an attorney or tax professional regarding your specific situation. Think about using the Retirement Advisor ToolOpens in a new window to get more insights or call one of our experienced financial consultants to discuss more options at 800-842-2252. ; Ph.D.,ibid. (1945-1969)B.A., Blue Mountain College; M.A., Baylor U. Thomas T. Goforth, Ph.D., W. M. Keck Foundation Professor of Geophysics. Your contributions will be automatically invested in the State Street Target Retirement Funds Class K with Fidelity unless you choose another investment at Fidelity or TIAA. Linda S. Adams, Ph.D., Professor of Political Science. (1966-2003)B.A., Baylor U.; B.D., Southern Baptist Theological Seminary; M.A., Baylor U.; Ph.D., Indiana U. Bruce C. Cresson, Ph.D., Professor of Religion. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. For more information on fees and investments, refer to "Mutual Funds and In-Plan Annuities" via TIAA.org/performanceOpens in a new window. ; Ph.D.,ibid. See CV Outline - Promotion. Faculty Affairs & Development organizes workshops on topics such as teaching in different environments, communication skills, curriculum design and more. (2004-2012)B.S.N., Baylor; M.S.N., U. of Texas; Ph.D.,ibid. Get professional advice to help you save and invest for your future. TIAA-CREF Life Insurance Company is domiciled in New York, NY with its principal place of business in New York, NY. ), Seinan Gakuin U. John A. Deposit and lending products and services are provided by TIAA Bank, a division of TIAA, FSB. Dennis Johnston, Professor of Statistical Science (2003-2021)B.S., U. of Texas, Arlington; M.S., U. of Texas; Ph.D., Texas Tech U. Jerry Johnson, Professor of Marketing (1974-2021) B.B.A., Baylor U.; M.B.A., ibid. (1971-2001)B.A., Howard Payne College; M.A., U. of Oklahoma; Ph.D.,ibid. Bruce Berg, D.M.A., Professor of Violin. PPTX Baylor College of Medicine - Kenyon College William A. A Baylor login is required to access the forms and documents listed below. This may be restricted by the terms of your TIAA contracts. William Bellinger, Professor of Hebrew Bible/Old Testament (1985-2021). Each year UTHealth, The University of Texas MD Anderson Cancer Center, University of Houston - College of Medicine, UTMB-Galveston, and Baylor College of Medicine holds a one-day symposium. Rotating Internship in General Surgery, Internal Medicine, Obstetrics and Gynecology at the Government General Hospital, Madras, India. (1978-1980 1980-2019)B.S., Baylor U.; M.S., Kansas State U.; Ph.D.,ibid. William K. Ghee, Ph.D., Professor of Finance and Insurance. ; Ph.D., U. of Georgia. Donald R. Farris, Ph.D., Professor of Electrical and Computer Engineering. Joan Supplee, Ph.D., The Ralph L. and Bessie Mae Lynn Associate Professor of History. (E.E. Martha J. Bradshaw, Ph.D., Professor at Louise Herrington School of Nursing. (1962-2004)B.A., Mississippi College; M.A.,ibid. You may have access to these products when you choose your options in enrollment. (1980-2020)B.A., U. of Houston; M.A., ibid. (1963-1965, 1971-2004)B.S., Hardin-Simmons U.; M.S., Oklahoma State U.; Ph.D.,ibid. B.A., U. of Michigan; M.A., ibid. ; Ph.D., Texas Womans U. Susan K. Johnson, Ph.D., Professor of Educational Psychology. Have an edit or suggestion for this page. Richard Durn, Professor of French (1983-2021)B.A., U. of Dallas; M.A., U. of North Texas; Ph.D., Cornell U. Preston M. Dyer, Ph.D., Professor of Social Work. (1976-2010)B.F.A., Bethany College; M.F.A., U. of Iowa. may. (1977-2015)B.A., Ohio U.; M.A.,ibid. Barbara and Corbin J. Robertson, Jr. Presidential Award for Excellence in Education, Ben and Margaret Love Foundation Bobby Alford Award for Academic Clinical Professionalism (Center for Professionalism), Norton Rose Fulbright Faculty Excellence Award, Faculty Awards for Excellence in Patient Care. Think about these three easy things you can do to keep your momentum & finish strong: Taking advantage of any new plans or matches your employer may offer. Dr. Irwin Yellowitz Last Updated: 04/08/2019 14:37. (1981-1997)B.A., Baylor U.; M.A., Southern Methodist U.; Ph.D., Texas Womans U. Phyllis S. Karns, Ph.D., Professor of Nursing. Ronald Beal, LL.M., Professor of Law. Mutual funds offer systematic withdrawals. ; Ph.D., U. of Michigan. Baylor College of Medicine Family Medicine Physician (Assistant D.E. Interests in the retirement healthcare program are offered solely by the employer. Each is solely responsible for its own financial condition and contractual obligations. (1981-2020)B.A., Baylor U.; M.A., U. of Nebraska; Ph.D., Brown U. Ann E. Rushing, Ph.D., Professor of Biology. (1981-1998)B.S., Texas A&M U.; M.S., Arizona State U.; Ph.D.,ibid. (1970-2005)A.B., Washington U.; B.D., Eden Theological Seminary; M.A., State U. of New York; Ph.D., Cornell U. John C. Flynn, Ph.D., Professor of Psychology and Neuroscience. To submit an abstract - Aug. 14, 2023 by 5 p.m. Poster Presentation - Sept. 15, 2023 Located in the heart of the world's largest medical center (Texas Medical Center), Baylor is affiliated . (1981-1997)B.S., U. of Kentucky; M.B.A., Syracuse U.; Ph.D., U. of Pennsylvania. Emeriti, TIAA-CREF, Savitz, Aetna Life Insurance Company, and HealthPartners are independent corporations and are not legally affiliated. The City College of New York 160 Convent Avenue New York, NY 10031 p: 212.650.7000. ; M.S., ibid. Interests in the retirement healthcare program are offered solely by the employer. Sandra J. Genrich, Ph.D., Professor of Nursing. Buford Randall Jean, Ph.D., Professor of Electrical and Computer Engineering. Please keep in mind that there are inherent risks in investing. Donald L. Hardcastle, Ph.D., Professor of Physics. Now is a great time to understand what is offered - think about taking advantage of any opportunities to save and invest for the future. (2000-2016)B.A., Georgetown College; Ph.D., U. of Texas. ibid. Clement T. Goode, Ph.D., Professor of English. Papers of BCM faculty, staff, departments, students and affiliates Doris A. DeLoach, D.M., Professor of Oboe and Music Theory and Director of Instrumental Studies. W. Hulitt Gloer, Ph.D.,Professor of Preaching and Christian Scriptures. Or you can decide to receive income for a certain number of years or take a cash withdrawal (depending on your plans provisions). Patricia A. Hickey, Ph.D., Associate Professor of Mathematics. An annual TIAA Plan Servicing Fee of $191 is assessed if you maintain a Retirement Choice and/or Retirement Choice Plus account. (1987-2013)B.S., U. of Oklahoma; M.S.,ibid. Many services are necessary for the day-to-day operation of your employer's retirement plan. *Investment advice is available through TIAA using an advice methodology from Morningstar Investment Management, LLC. You can choose to receive income for a set period of two to 30 years, depending on the terms of our contract and your plan's rules (and not to exceed your life expectancy). ; Ph.D.,ibid. Tenured professors who have served the College with special distinction at BCM for at least 10 years may be eligible for the position of "Distinguished Emeritus" Professor upon retirement and upon recommendation of the head of the Academic Unit in which the candidate has his or her primary appointment and formal action of the Faculty Appointments and Promotions Committee, the Academic Council, the President, and the Board of Trustees. David E. Pennington, Ph.D., Professor of Chemistry and Biochemistry and Master Teacher. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. (1989-2018)B.A., Baylor U.; M.Ed., U. of Texas; Ph.D., ibid. There are plenty of options and every investor is different. (1963-1995)B.A., U. of Oklahoma; M.A.,ibid. ; M.M.S., U. of Notre Dame; Ph.D.,ibid. (1978-2002)B.S., Indiana U.; M.B.A.,ibid. Texas Tech U. ; Ph.D., U. of Texas. A little extra saved today could make a big difference in retirement. (1973-2009)B.A., Texas Womans U.; M.L.S.,ibid. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917, Press Alt plus Down Arrow to view menu options. How can I see my accounts and perform transactions online? (1974-1993)B.F.A., U. of Illinois; M.A.,ibid. E. E. Schroeder, M.Ed., Associate Professor of Health, Human Performance and Recreation. An annuity is an insurance contract with one or more fixed-rate and variable investment options. . (1969-2009)B.A., Baylor U.; M.S.W., Louisiana State U; Ph.D., Texas Womans U. Donald R. Edwards, Ph.D., Professor of Management. those enrolled in Medicare but not collecting Social Security ; Ph.D., Duke U. Vince Cronin, Professor of Geosciences (2002-2022)B.A., Pamona College; A.M., Dartmouth College; Ph.D., Texas A&M U. James Curry, Professor of Public Policy (1974-2021)B.A., Tarkio College; M.A., U. of Kansas; Ph.D., ibid. (1997-2014)B.S., U. of Texas; M.S., Sacred Heart U.; M.Ph., Columbia U.; Ph.D.,ibid. Baylor has the lowest tuition rates among all private medical schools in the country ($29,900), resulting in an average student-loan debt of $108,136that's $95,000 less than the average for U.S. medical school graduates from private schools and $72,000 less than medical school graduates from public schools, counting medical schools that . (2003-2018)B.S., Texas A&M U.; M.S.,ibid. L. Joseph Achor, Ph.D., Associate Professor of Psychology and Neuroscience. Keep in mind: You may need to complete the required form found at Baylor College of MedicineOpens in a new window to tell your employer how much money you want taken out of each paycheck. Many participants enjoy the diversity of investing in mutual funds in their retirement plans. (1973-2011)B.A., Baylor U.; M.A.,ibid. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. ; Ph.D., U. of Oklahoma. If your plan permits, you can withdraw some of the money you've put in over the years (but not earnings) due to financial hardship, such as medical or funeral expenses, while still employed. (E.E. ; Ph.D., U. of South Florida. Faculty Emeriti | New York Medical College In order to more easily transition into retirement, you may be able to withdraw up to 10%, in cash, of your lifetime annuity income. They offer several payment options, including lifetime income. William E. McBride, Ph.D., Professor of Computer Science. Paul A. McCoy, M.F.A., Professor of Art, Ceramist-in-Residence and Director of The Allbritton Art Institute. Education Programs | BCM - Baylor College of Medicine Juanita G. Price, M.S., Associate Professor of Nursing. There are often lots of complex rules and regulations, and it can be hard to figure out what plans & benefits youre eligible for or which investments are available to you. If your plan allows, you can choose to receive regular income payments (minimum $100) on a semimonthly, monthly, quarterly, semiannual or annual basis. However, payments from CREF and TIAA variable annuities are not guaranteed and the payment amounts will rise or fall depending on investment returns. Before investing, consider the investment objectives, risks, charges, and expenses of the fund or annuity and its investment options. Who would benefit most from owning mutual funds? If you currently use your SSN to log in, you may want to create a unique username instead, for added security. Your right to a lump-sum distribution from your TIAA Traditional Account may be restricted to taking periodic payments under the terms of the contract. What types of items do you collect? (1988-2001)B.S., U. of Texas; M.S., Oklahoma State U.; Ph.D.,ibid. Any savings have the potential to help in the future, but ideally, you still should aim for 10-15% of your pre-tax income annually. (2001-2002, 2002-2020)B.S., Baylor U.; J.D., ibid. Protecting your retirement savings through guaranteed annuities. Emeriti Retirement Health Solutions is not an insurance company, insurance broker or insurance provider. (1983-2021).B.A., St. Olaf College; J.D., William Mitchell College of Law; LL.M., Temple U. Rosalie Beck, Ph.D., Associate Professor of Religion. You must begin taking minimum distributions from your IRAs and employer retirement plan accounts by your required beginning date (or retirement, if later for employer retirement plan accounts). TIAA has partnered with Notarize.com (www.Notarize.com/TIAAOpens in a new window) to offer a digital and secure way for you to fulfill notarization requirements for your forms. Steve Driese, Professor of Geosciences (2004-2022)B.S., Southern Illinois U.; M.S., U. of Wisconsin-Madison; Ph.D., ibid. (1982-2020)B.A., Rice U.; M.S., Northwestern U.; M.S., Baylor U.; Ph.D., Northwestern U. Rena Bonem, Ph.D., Professor of Geosciences. ; Ph.D., ibid. Institution makes . The mutual funds chosen for your retirement savings plan provide the opportunity to focus on specific market segments - all of which offer varying degrees of risk and reward opportunities. Select a retirement plan and begin the enrollment process. (1963-1995)B.A., Cornell U.; M.S.,ibid. (1968-1985)B.S.Ed., State College, Indiana, Pa.; M.A., Ohio U.; Ph.D.,ibid. (1975-2017)B.F.A., U. of Kansas; M.F.A., Indiana U. Robert B. Kruschwitz, Ph.D., Professor of Philosophy. Judith R. Lusk, Ph.D., Professor of Family and Consumer Sciences. Read it carefully. ), U. of Texas. ; Ed.D.,ibid. (1990-2005)B.S., Northwestern State U., of Louisiana; M.S.N.,ibid. Bill T. Adams, Ph.D., Professor of Physics. (1985-2005)B.B.A., Baylor U.; M.S., Oklahoma State U.; Ph.D., Michigan State U. Maxine B. Hart, Ed.D., Professor of Information Systems. Take advantage of your jobs retirement benefits. (1981-2000)B.S., U.S. Military Academy, West Point; M.S., Rensselaer Polytechnic Institute; Ph.D., Arizona State U. Steven R. Eisenbarth, Ph.D., Professor of Electrical and Computer Engineering. Baylor College of Medicine offers this plan as part of workplace benefits. William Hair, Associate Professor and Associate Dean and Director, Central University Libraries (1994-2021)B.S., U. of Tennessee; M.Div., Mid-America Baptist Theological Seminary; M.L.S., Vanderbilt U. D. Thomas Hanks, Jr., Ph.D., Professor of English and Master Teacher. How to Get Into the Baylor College of Medicine: Requirements and ; Ph.D., Texas A&M U. Michael D. Morrison, J.D., Professor and The Jo Murphy Chair International Education and the William J. Boswell Professor of Law. Your RMD Applicable Age was 70 if you were born before 7/1/49; 72 if you were born on or after 7/1/49 or in 1950; 73 if you were born between 1951 and 1958; 75 if you were born in 1960 or later. What is the difference between a mutual fund and an annuity? ), Northwestern U.; Ph.D. (1965-2000)B.M., Indiana U.; M.M.,ibid. View your investment options with TIAA here. Then, determine your comfort level with risk and reward. Dianna M. Vitanza, Ph.D., Associate Professor of English. (1954-1993)B.S., U. of Texas; M.Ed.,ibid. Pauline T. Johnson, Ph.D., Professor of Nursing. ; Ph.D., Louisiana State U. Tom Potts, Professor of FinanceB.B.A., Baylor U.; M.S., ibid. . (1976)B.A., Berea College; M.A., Michigan State U.; Ph.D.,ibid. Each of the foregoing is solely responsible for its own financial condition and contractual obligations. (1975-2018)B.A., Baylor U.; M.Div., Vanderbilt Divinity School; Ph.D., Vanderbilt U. Robert Piziak, Ph.D., Professor of Mathematics. (1970-1987)B.S.N., U. of Pittsburgh; M.S., Texas Woman's U. William V. Davis, Ph.D., Professor of English and Writer-in-Residence. Even if your plan doesn't allow cash distributions, you can withdraw your entire retirement savings if your TIAA Traditional Account value does not exceed $2,000 and your overall account balance is below a limit set by your employer's plan (either $1,000 or $5,000). (1958-1999)B.S., Baylor U.; M.Ed., U. of Texas. The providers above are independent entities and are not legally affiliated. Richard B. Riley, Ph.D., Professor of Political Science. Norman L. Gilchrest, Ed.D., Professor Health, Human Performance and Recreation. Archives: A treasure trove of Baylor history | BCM Family Linda F. Garner, Ph.D., Professor of Nursing. Works closely with Investigators across the college to evaluate SFIs for conflict of interest and ensure that all research disclosures are completed properly to comply with regulatory requirements. Kris K. Moore, Ph.D., Professor of Statistics and Quantitative Business Analysis. John S. Belew, Ph.D., Professor of Chemistry and Provost Emeritus. (1980-2013)B.S., College of Idaho; M.S., Baylor U.; Ph.D.,ibid. These lower risk products offer a guaranteed income that you cant outlive. Mutual funds offer diversification, professional management, relatively low investment minimums and fees, and a range of choices among different asset classes. CMS will require Medicare Advantage plans that cover emergency services worldwide to cover urgent care worldwide . TIAA-CREF Individual & Institutional Services, LLC serves as a broker-dealer with respect to underlying mutual funds only, and does not offer, market or sell interests in such plans or otherwise provide broker-dealer services with respect to the interests in such plans. (1974-2021).B.A., U. of Oklahoma; J.D.,ibid. Is there a tax advantage to owning variable annuities versus mutual funds? Letter of Request from head of Academic Unit that includes a summary of the candidates contributions to the College, 2. In some cases, an investment provider may pay a portion of an investment's expense ratio to TIAA, the recordkeeper, to help offset the cost of plan administration. If you need some of your retirement savings in cash, you can withdraw your TIAA Traditional Account balance through a Transfer Payout Annuity (TPA) under the terms of the contract. Substance Abuse View All Clinical Trials General Inquiries Call today to schedule an appointment or fill out an online request form. Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. (2010-2020)B.F.A., U. of Nebraska; M.F.A., Wichita State U. F. Michael Ard, D.M.A., Professor of Keyboard Studies. Elizabeth S. Githens, M.A., Professor of English. When you leave your employer, you may be eligible to withdraw your retirement savings. Sharp, Ph.D., Professor of Curriculum and Instruction. Johanna Guenther, Ph.D., Associate Professor of Nursing. (1970-2015)B.A., U. of Texas; M.A.,ibid. You can put money away for retirement while saving on taxes. David. L. Kent Gilbreath, Ph.D., Professor of Economics. Larry J. Browning, Ed.D., Professor of Curriculum and Instruction. Investment in variable products is subject to the risks associated with investing in securities, including loss of principal. Institute for Clinical & Translational Research, Feedback - Meeting the Obligation to Our Learners, Compact Between Teachers, Learners, and Educational Staff, Office of Title IX and Gender Discrimination, Comprehensive Academic Management System (CAMS), Faculty Performance Assessment and Development Planning, National Council for State Authorization Reciprocity Agreements, Coach Training for Healthcare Leaders Program. (1979-2009)B.A., Grove City College; M.A., American U.; Ph.D., Duke U. David L. Rivers, Ph.D., Professor of Communication Sciences and Disorders. 1998-2023 Baylor College of Medicine | One Baylor Plaza, Houston, Texas 77030 | (713)798-4951Have an edit or suggestion for this page? (1970-2003)B.S., U. of North Texas; M.A., Purdue U.; Ph.D.,ibid. The campus, targeted for a 2023 . (1981-2004)B.A., Columbia Bible College; B.D., Southwestern Baptist Theological Seminary; Ph.D., Baylor U. Ralph C. Wood, Professor of Theology and Literature (1998-2021)B.A., East Texas State U.; M.A., ibid; M.A., U. of Chicago; Ph.D., ibid. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. This will help guide which investments you choose. Family Medicine Physician (Assistant Professor) - Gulfgate Clinic Any guarantees under annuities issued by TIAA are subject to TIAA's claims-paying ability. (1992-2020)B.A., Beaver College; M.A., Louisiana State U.; Ph.D., U. of Texas. Equal Housing Lender. (1986-2000)B.A., Baylor U.; J.D.,ibid. (1965-2008)B.A., Peru State College; M.A., Oklahoma State U.; Ph.D., U. of Maryland. (1957-1988)B.A., Mississippi College; M.A., Vanderbilt U.; Ph.D.,ibid. (1994-2020)B.S., Julliard School of Music; M.M.,ibid; D.M.A.,ibid. Many participants enjoy the diversity of investing in mutual funds in their retirement plans. Mutual funds offer diversification, professional management, relatively low investment minimums and fees, and a range of choices among different asset classes. (1977-2018)B.S., Jacksonville State U.; M.A., U. of Alabama, Birmingham; Ph.D., U. of Alabama. Endowed Chairs and Professorships. Lane G. Collins, D.B.A., Professor of Accounting. W. Music, D.M.A., Professor of Academic Studies. Mary A. Booras, M.A., Associate Professor of Speech Communication. Check your investment mix. Talk with a financial professional to get help with your financial goals. Jeffrey S. Powers, M.M., Professor of Instrumental Studies. (TIAA) and College Retirement Equities Fund (CREF), New York, NY. (1985-2003)B.S., The College of William & Mary; Ph.D., U. of Texas. (1990)B.S., Abilene Christian U.; M.B.A., U. of Texas; Ph.D.,ibid. Associate Professor of Otolaryngology, New York Medical College. Weeks, D.B.A., Professor of Marketing. (1984-2018)B.B.A., Texas A&M. Mungello, Ph.D., Professor of History. David W. Eldridge, Ph.D., Professor of Biology. (2004-2017)B.A., Newcomb College of Tulane U.; M.A., U. of Kansas; Ph.D., U. of Virginia. Mary Ruth Smith, Ph.D., Professor of Art and Art History. (1985-2020)B.A., U. of California; M.S., ibid., Ph.D., ibid. (1990-2018)B.A., St. Edwards U., M.A., U. of Notre Dame; Ph.D.,ibid. (1960-1961, 1968-2014)B.A., Baylor U.; M.A.,ibid. Patricia W. Cook, M.F.A., Professor of Theatre Arts. (2010-2020)B.S., Louisiana State U.; M.S., Purdue U.; Ph.D., U. of North Carolina, Greensboro. Withdrawals of earnings are subject to ordinary income tax plus a possible federal 10% penalty if made before age 59. Dennis ONeal, Professor of Mechanical EngineeringB.S., Texas A&M U.; M.S., Oklahoma State U.; Ph.D., Purdue U. Manuel J. Ortuo, Ph.D., Professor of Spanish. Louis Muldrow, J.D., Professor and the Abner V. McCall Professor of Evidence. (1974-1997)B.A., Biola College; B.D., California Baptist Theological Seminary; M.A., U. of Southern California; Ph.D.,ibid. Here is how it works. (1969- 2003)B.A., Louisiana State U.; M.A.,ibid. You can opt for extra features, like loan services. ; M.A., Denver Seminary; Ph.D., Texas A&M U. Ann W. Karaffa, Ph.D., Professor of Curriculum and Instruction. A set amount your beneficiary(ies) will receive from your retirement account if you die before taking income. The mutual funds chosen for your retirement savings plan provide the opportunity to focus on specific market segments - all of which offer varying degrees of risk and reward opportunities. When you enroll online, you create an individual account where you can view your balances, change your investment mix, make transfers and other transactions.